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Residential
Real Estate Mortgage
CONVENTIONAL
Up to 97% Financing
Minimum FICO 620
Funding in 15 days
Minimum FICO 620
Funding in 15 days
JUMBO
Up to $10MM Loan Amount
Minimum FICO 640
Investment CO-OP Allowed
Minimum FICO 640
Investment CO-OP Allowed
FHA
Up to 96.5% Financing
Minimum FICO 580
100% Financing is Available with DPA Program
Minimum FICO 580
100% Financing is Available with DPA Program
VA
Veteran Home Loans
100% Financing
Minimum FICO 550
100% Financing
Minimum FICO 550
USDA
As a part of its Rural Development program, the United States Department of Agriculture offers low-interest loans to farmers and low-income borrowers buying property in rural areas or small towns. These loans feature a 30-year fixed rate mortgage, do not require a down payment and may be used for closing costs and even to finance new construction
ONE-CLOSE CONSTRUCTION
One-Close means one loan – start to finish. You sign one set of loan documents that covers both the interim construction phase and the permanent loan. This eliminates the need for multiple loans to get into your new home. With a single loan, you can purchase the land for your home and complete the construction
HOME EQUITY LINE OF CREDIT
Home equity line of credit (HELOC), is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards
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